OK, so as heavy users of online resources (being online students and overall Internet junkies), we’ve grown pretty savvy regarding the scams used by scammers to scam us out of our hard earned money. For a while, we were susceptible to these “too good to be true” appeals to our greed. “Nigerian banker fleeing oppressive regime needs compassionate foreigners to help him move his family business and significant cash holdings out of the country. Let me deposit $4,000,000 into your account and when I transfer out the balance upon arriving in the US, I will leave $50,000 in your account as payment.” I’m sure you’ve seen that one. What about, “You’ve been selected to receive a $500 gift card from Walmart”?
OK, so we have grown to recognize these as scams. But scammers in Nigeria and elsewhere never sleep it would seem. Latching on to the fact that we’ve grown hip to their schemes, they have gone the other way in an attempt to confuse us. The new scams prey on the “too BAD to be true” response.
For example, you receive a very official looking email from your bank. It has all the colors and logos from your bank. It may even come from an email address with your bank’s name somehow included. It says something like, “Your account has been overdrawn by a debit in the amount of $7500.00. The large dollar amount has alerted our fraud detection department. Please log in immediately to verify the debit or to log a fraud claim.” Provided is a link to a mocked up website that again “borrows” your bank’s website appearance. In a panic, and wishing to quickly straighten out your account, you enter in your username and password and voila! The scammer has access to your accounts. Pizza and beer for all the scammer’s friends is on him tonight.
There are lots of new Phishing scams popping up every day. Click here for more information on the latest scams and how to detect them before you get taken for a ride. Share any scams you have uncovered in the comments below.